Does Medicare cover stroke recovery home care in Garden City South, NY?
This is one of the most common — and most frustrating — surprises families face after a stroke. Medicare does cover some home health services, but it does not cover custodial care. That means help with bathing, dressing, cooking, mobility assistance, and companionship — the day-to-day support that most stroke survivors actually need at home — is not covered by Medicare unless it's directly tied to a skilled service like wound care or physical therapy administered by a licensed professional.
For Nassau County families, this gap matters practically. The first year after a stroke typically involves more than $17,000 in rehabilitation and prescription costs, and in-home custodial care can run well above $78,000 annually. That's real money, and it's not coming from Medicare. What can help is Medicaid, particularly through the CDPAP program in New York, which we have extensive experience navigating. If you're unsure what your family member qualifies for, the best first step is a direct conversation with a care coordinator who can review the specifics — not a general FAQ.