Does Medicare cover in-home stroke recovery care in Jericho, NY?
This is one of the most common surprises families face after a stroke discharge, and it's worth being direct about: Medicare does not cover custodial care. That means help with bathing, dressing, cooking, mobility assistance, and companionship — the daily support that most post-stroke survivors actually need — is not covered by Medicare unless it's tied to a skilled medical service like wound care or physical therapy, and only for a limited period.
What Medicare does cover is short-term skilled nursing and therapy following a qualifying hospital stay, subject to specific eligibility criteria. Once that skilled need ends, Medicare coverage stops. For the ongoing personal care and daily assistance that defines most in-home stroke recovery, families in Jericho are typically looking at private pay, long-term care insurance (which generally requires demonstrated need for help with at least two activities of daily living), or Medicaid. New York State's CDPAP program is a Medicaid option worth understanding — we're a licensed Lead Financial Intermediary for CDPAP and can walk families through what they may qualify for. The best starting point is a conversation with one of our care coordinators who knows how to navigate these options in New York State specifically.