Does Medicare cover in-home stroke recovery care in Lake Success, NY?
This is one of the most common — and most jarring — discoveries families make after a stroke discharge. Medicare does cover some home health services, but only those tied to skilled care: physical therapy, occupational therapy, skilled nursing visits, and similar services ordered by a physician. What Medicare does not cover is custodial care — the help with bathing, dressing, meal preparation, and daily mobility that makes up the bulk of what a stroke survivor needs at home during recovery.
For Lake Success families, this matters practically. If your loved one needs a caregiver present for several hours a day to manage daily activities safely in a large home with stairs and elevated terrain, that cost falls outside what Medicare will pay. Options worth exploring include long-term care insurance, which typically activates when someone needs assistance with at least two activities of daily living, Medicaid for eligible patients, and New York's CDPAP program. We're experienced navigating all of these options in New York State and can walk your family through what applies before the first caregiver is ever placed.