Does Medicare cover in-home stroke recovery care in Carle Place, NY?
Medicare will cover skilled home health services — things like skilled nursing visits, physical therapy, or occupational therapy — when they're ordered by a physician and deemed medically necessary. What it does not cover is custodial care: help with bathing, dressing, meal preparation, mobility assistance, or companionship. That distinction catches a lot of Carle Place families off guard, especially when they're managing a discharge from NYU Langone in Mineola and trying to figure out the finances quickly.
If your parent needs ongoing personal care assistance — which most stroke survivors do — Medicare won't foot that bill. Medicaid may, depending on eligibility, and New York's CDPAP program is another route worth exploring for families who qualify. We're a licensed Lead Financial Intermediary for CDPAP in New York and can walk you through the options without the runaround. The goal is to give you a clear picture of what's covered before care starts, not after.