Does Medicare cover in-home stroke recovery care in Elmont, NY?
This is one of the most common surprises families face after a stroke discharge, and it's worth being direct about: Medicare does not cover custodial care. That means help with bathing, dressing, meal preparation, and mobility support — the daily assistance most stroke survivors need — is not covered under standard Medicare, even if the survivor is coming home from Nassau University Medical Center after a hospitalization.
Medicare may cover a limited period of skilled nursing or physical therapy at home immediately following discharge, but that coverage ends once the clinical threshold is no longer met.
For Elmont families who need ongoing in-home support beyond that window, the options are typically private pay, long-term care insurance (which usually requires demonstrated need for help with at least two activities of daily living), or Medicaid. If your family member qualifies for Medicaid, the CDPAP program in New York is worth exploring — it allows a trusted person, including a family member, to be paid as a caregiver. We are a licensed Lead Financial Intermediary for CDPAP and can walk you through eligibility and the application process.